Key takeaways
- Your NBN technology type caps maximum speeds — check at nbnco.com.au.
- Advertised speeds are theoretical; evening congestion affects real-world performance.
- Modem quality and Wi-Fi setup matter as much as the plan tier.
Choosing an internet plan starts with knowing your NBN technology, how you use the connection, and whether you are paying for speed you cannot actually receive.
On this page
How NBN works
The NBN connects most Australian premises via fibre, cable, copper, fixed wireless, or satellite. Your technology type determines the maximum speed available — not every address can get 1000 Mbps.
| Technology | Name | Typical max speed | Notes |
|---|---|---|---|
| FTTP | Fibre to the Premises | Up to 1000 Mbps | Best performance — fibre to your home |
| HFC | Hybrid Fibre Coaxial | Up to 1000 Mbps | Cable network in some metro areas |
| FTTN/FTTB | Fibre to the Node/Building | Up to 100 Mbps typical | Copper last stretch — speed varies by distance |
| FTTC | Fibre to the Curb | Up to 250 Mbps typical | Shorter copper run than FTTN |
| Fixed Wireless | Fixed Wireless | Up to 75 Mbps | Regional areas — depends on tower capacity |
| Satellite | Sky Muster (NBN) | Up to 50 Mbps | Remote areas — higher latency |
Check your address at nbnco.com.au to see which technology is available. Actual speeds depend on plan tier and network congestion.
Speed tiers explained
Common tiers: NBN 25, 50, 100, and 250+ Mbps. Match tier to household use — a couple streaming in HD may suffice on 50 Mbps; large households with 4K streaming and gaming may want 100 Mbps or more.
- NBN 25 — light use, email, browsing
- NBN 50 — HD streaming, small households
- NBN 100+ — 4K, gaming, multiple users
- Check if your technology supports your chosen tier
Advertised vs actual speeds
ACCC publishes typical evening speeds for many providers. Peak-hour congestion can reduce speeds below the plan maximum — especially on FTTN and fixed wireless.
How to compare plans
Compare monthly cost, typical evening speeds, contract length, and modem fees. Factor in setup costs and whether a bundle genuinely saves money.
Tip
General information only — not personal financial advice. Consider your own circumstances and read the Product Disclosure Statement (PDS) before purchasing any policy. Moneyhero may earn referral fees from some providers when you switch through us; this does not change how results are ordered. How we compare
Frequently asked questions
NBN and internet plan questions — technology types, speed tiers, and choosing the right plan.
How do I find my NBN technology type?
Check your address at nbnco.com.au. The technology (FTTP, FTTN, HFC, etc.) determines available speed tiers.
Do I need the fastest NBN plan?
Not always. Match speed to household use. Paying for 250 Mbps on FTTN that maxes at 100 Mbps wastes money.
Can I use my own modem?
Many providers allow BYO modems if compatible with your NBN technology. Some bundles include a modem with a lock-in period.
What is CVC congestion?
Connectivity Virtual Circuit is bandwidth retailers buy from NBN. Under-provisioned CVC can slow speeds at peak times even on fast plans.