Sarah M.
Member since 2024
Sydney, NSW
2 weeks agoSwitched energy
Switched my energy plan in literally 3 minutes. Saving $340 a year. Why did I wait so long?
Every plan ranked by what you'll actually payWe watch your bills.
We watch your bills.
You bank the savings.
MoneyHero tracks every contract you own and tells you the moment switching pays off — then shares the commission providers pay us back with you, yours to keep or send to a cause you choose.
Or start with a comparison — no account needed to look
Takes about 3 minutes. We save your progress as you go.
- Personal LoansSoon
- Car InsuranceSoon
- Home InsuranceSoon
Compare smarter. Switch simpler.
We help you move — then keep watching your bills.
Upload a bill or enter a few details. We do the rest — comparing every plan, handling the switch, and monitoring 24/7 for a better deal.
Watch it book a switch and read a bill, hands-free — no clicking required.
- We watch every bill and flag better deals
- One click books the switch — zero paperwork
- Upload a bill and it's tracked automatically
Your Vault
Every bill tracked.
Every saving found.
Your Vault keeps a live eye on every service — energy, broadband, insurance — and alerts you the moment a better deal is available.
Your home services
6/14 active● Coloured = active · ○ Dashed = empty slot
Switch everything at once6 services queued · all on your move date
The process
Four steps to a better deal
01
Step 01
Tell us what you currently pay
Upload a recent bill or simply enter your postcode and current provider. No account, no credit check — just a couple of details and you're ready to compare.
- Any bill format accepted
- No account or password needed
- Takes under 60 seconds
Upload or enter
Drop your bill here
PDF, JPG or PNG · Any provider
or type it in
Compare Now
02
Step 02$142/mo$131/mo$118/mo—
We scan 200+ providers in seconds
Our real-time algorithm cross-references every plan in Australia against your specific usage, location, and household size — not a generic average.
- Real-time pricing, not cached data
- Covers energy, insurance, internet & more
- Filters to plans available in your area
Scanning market
AGL Energy
Origin Energy
Amber Electric
EnergyAustralia
Best Match Found
Save $312/yr with Amber
4.8
03
Step 03
See ranked results built for you
Every result is ranked by total annual value for your profile — not by who pays us the most. Prices shown are the actual prices you'll pay, not teaser rates.
- Sorted by best deal for your usage
- Includes all fees & discounts
- Side-by-side plan comparison
Your Results
3 matched plansAmber Electric
Save $312/yr
$118/mo
Best dealOrigin Energy
Save $192/yr
$131/mo
AGL Energy
Your current
$142/mo
Plans shown
14
Your saving
$312
04
Step 04
Switch in one click — we handle the rest
Found a better deal? We contact your new provider, manage the paperwork, and notify your old one. Most switches are active within 1–3 business days.
- Zero paperwork for you
- We notify your old provider
- Savings tracked in your Vault
You're switching!
Activates within 1–3 business days
Old provider notified
New plan confirmed
Paperwork submitted
Monitoring for better deals
First year saving
$312
New plan
Amber Electric
Most Aussies find their saving in
under 4 minutes.
Average first-year saving
$0/yr
across energy, internet & insurance
200+ brands, one search
Energy, insurance, internet and more — real prices side by side.
Fees & exits upfront
What you'll pay before you commit — no fine-print surprises.
Ranked for you — not us
Value-first for your situation, plus our lowest-price guarantee on eligible comparisons.
1Step 1 of 4
Tell us what you need
Pick a category — energy, internet, insurance — and answer a couple of quick questions.
2Step 2 of 4
Upload your bill (optional)
Snap a photo or drag a PDF. We'll read your usage, plan and spend automatically.
3Step 3 of 4
$
See every deal, ranked
Our engine scans 4,000+ plans live and ranks them by real cost — no hidden fees.
4Step 4 of 4
Switch
Switch in one click
Found your match? We handle the switch — no paperwork, no hold music.
1
Tell us what you need
Pick a category — energy, internet, insurance — and answer a couple of quick questions.
2
Upload your bill (optional)
Snap a photo or drag a PDF. We'll read your usage, plan and spend automatically.
$
3
See every deal, ranked
Our engine scans 4,000+ plans live and ranks them by real cost — no hidden fees.
Switch
4
Switch in one click
Found your match? We handle the switch — no paperwork, no hold music.
Your first saving in 4 minutes — then keep finding them.
Free account. Tracks every deal. Alerts you when the market moves in your favour.
200+ providers compared
Everything you need to compare,
all in one place.
One platform. Every bill.
200+ brands, one search
Energy, insurance, internet and more — real prices side by side.
Fees & exits upfront
What you'll pay before you commit — no fine-print surprises.
Ranked for you — not us
Value-first for your situation, plus our lowest-price guarantee on eligible comparisons.
Trusted by Australians
One of the highest-rated comparison platforms in Australia. How reviews work
4.9
Overall rating
5
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James T.
Member since 2023
Melbourne, VIC
1 month agoSwitched health insurance
The results actually matched my situation — not some generic average. Got a health insurance deal I couldn't find anywhe…
Priya K.
Member since 2024
Brisbane, QLD
3 weeks agoSwitched 3 services
Did my car insurance, energy and internet in one afternoon. The Vault keeps track of when I should review each one again…
Michael R.
Member since 2024
Perth, WA
5 days agoSwitched broadband
Found a faster NBN plan for $15 less per month. The whole switch took one click and they handled cancelling my old provi…
Emma L.
Member since 2023
Adelaide, SA
2 months agoSwitched car insurance
Compared six insurers in under two minutes. Ended up saving $280 on comprehensive cover with better roadside assistance…
David W.
Member since 2024
Canberra, ACT
1 week agoSwitched energy
Uploaded my bill and had ranked results before my coffee got cold. The savings estimate was spot on — within $10 of what…